Albert Frendo
Albert Frendo is an accountant by profession. His career at a leading Bank in Malta has spanned over thirty-eight years with wide-ranging experience in financial reporting, cost management, risk management, and most notably credit finance. Albert has wide experience in dealing and negotiating with smes and corporate customers, including family businesses, especially in the area of credit origination and monitoring, business turnarounds, funding of major infrastructural and specialised projects, working capital finance and overall credit portfolio management. He spent over ten years in the role of Chief Officer and a member of the Bank’s Executive Committee he was specifically responsible for the stewardship of the lending portfolio and collectively to steer the bank’s overall strategic direction and implementation. He was entrusted to launch the first Risk Sharing Instruments in Malta aimed at supporting SMEs and family businesses including JEREMIE, CIP, SMEG, SME Initiative (JAIME) and SME Invest. Albert holds a degree in Accountancy from University of Malta and a Masters in Business Administration, with specialization in Management Consulting, from Grenoble Graduate School of Business in France. Currently Albert provides consultancy and advisory services to a number of corporate customers.